Serving Pasco and Pinellas Counties

Senior Care Resources helps families in Pinellas and Pasco counties qualify for and obtain Florida long-term care Medicaid. One of the older populations in Florida and a dense, long-established senior-living market — many families here are out-of-state adult children managing a parent's care remotely. We work with Pasco and Pinellas Counties families by phone, video, and secure document upload — see what we do for our founding and fee.

Where we serve in Pasco and Pinellas counties

Counties: Pinellas and Pasco.

Communities include: St. Petersburg, Clearwater, Largo, Pinellas Park, Dunedin, Palm Harbor, Tarpon Springs, New Port Richey, Wesley Chapel, Zephyrhills, Dade City.

What is different about Pasco and Pinellas counties

Pinellas County has one of the older populations of any county in Florida and a correspondingly dense nursing home and assisted living market. Many families here are helping a parent who retired to the Gulf coast decades ago, whose adult children live out of state. That is exactly the situation a phone-and-video application service is built for.

More about Pasco and Pinellas counties

Pinellas County's median age (49.3) runs well above the statewide median (43.0), and roughly a quarter of residents are 65 or older, according to Florida's Office of Economic and Demographic Research. That shows up in a dense, long-established senior-living market across St. Petersburg, Clearwater, and the rest of the Pinellas peninsula — more facility options to evaluate, but also more variation in cost and Medicaid-bed availability from one facility to the next.

Pasco County, just north, has a more suburban and exurban growth pattern, with newer senior housing spreading through New Port Richey, Land O' Lakes, and Zephyrhules as the county grows outward from the Tampa Bay core.

A recurring pattern in this region is the out-of-state adult child managing care for a parent who retired to Florida decades ago. Because the state Medicaid application runs through a centralized portal and phone system rather than a required local office visit, most of that work can be coordinated remotely, with local support available for anything that genuinely needs it. Both counties maintain their own property appraiser homestead exemption filing — worth confirming before or during a Medicaid application.

Local agencies a family here will deal with

Area Agency on Aging of Pasco-Pinellas : the Aging and Disability Resource Center for Pasco and Pinellas Counties — 9549 Koger Blvd. N., Gadsden Building, Suite 100, St. Petersburg, FL 33702, 727-217-8111 (or the toll-free helpline, 1-800-963-5337), www.agingcarefl.org/ . It screens applicants for the assisted living and home care wait list.
Department of Elder Affairs, CARES program : makes the medical level-of-care determination. The CARES program — the Department of Elder Affairs' medical-necessity assessment for long-term care Medicaid — is administered separately from the Area Agency on Aging, through its own regional field office. Call the agency below or the Department of Elder Affairs at 850-414-2000 to be connected to the CARES office serving this region.
Florida Department of Children and Families (DCF) (ACCESS Florida, 1-866-762-2237): takes the financial application. We handle the filing and stay on the case with all three agencies through approval.

The 2026 Florida figures

The income cap is $2,982 a month, the countable asset limit is $2,000 for a single applicant, and a spouse at home keeps up to $162,660 in assets. These figures are the same everywhere in Florida, including in St. Petersburg — see the full Florida Medicaid limits guide for the rest of them and how each one works.

How we work with families here

A free screening tells us the applicant's income, assets, and care setting, and we give you a written summary before anything is filed: where the applicant stands against Florida's limits, what the application will require, and which questions need an attorney. From there we gather the documents, file with DCF, coordinate the CARES assessment, and stay on the case until there is a decision. See how the process works and what to expect from the application for the full walkthrough.

Frequently asked questions

My parent has lived in st. Petersburg for decades and I live out of state. Can this be handled remotely?

Yes. Florida's Medicaid application runs primarily through the state's online portal, mail, and phone support, and the regional Area Agency on Aging's Elder Helpline is reachable by phone from anywhere. We coordinate these applications with out-of-state adult children regularly.

Who is the local aging agency for Pinellas and Pasco, and how is it different from Senior Care Resources?

The Area Agency on Aging of Pasco-Pinellas (727-217-8111) is the state's front door for aging-services information and waiver screening. Senior Care Resources works alongside that process, not in place of it, on the legal and financial side: asset structuring, the application itself, and appeals.

How long is the wait for home and community-based waiver services here?

We haven't found a current, published wait-list length for this region, and we won't guess at one — it isn't posted as a static number. Call the Area Agency on Aging of Pasco-Pinellas directly, or ask us to check as part of an application engagement.

Do you work with families in new port richey or zephyrhills, or only Pinellas county?

Both counties. Pinellas and Pasco together make up this region, and we work with families throughout — New Port Richey, Zephyrhills, and Dade City in Pasco, as well as St. Petersburg and Clearwater in Pinellas.

My parent's house is homesteaded. Where do I go to check the exemption?

The homestead exemption itself is filed with the county property appraiser — Pinellas County Property Appraiser or Pasco County Property Appraiser, depending on where the home is. That's separate from how Medicaid treats the home as an exempt asset, which is a different question we can walk through with you.

Florida guides

Neighboring regions

Free Medicaid assessment

Find out where your family stands in Pasco and Pinellas counties

We'll email you a short two-page intake form about your family member's care, income, and savings. Once you send it back, a member of our staff reviews it personally and calls you to talk through where things stand and what comes next. Families anywhere in Florida. No cost, no obligation.

Call (239) 977-5175

This page is general information about Florida Medicaid, not legal advice, and nothing here creates an attorney-client relationship. Medicaid rules change and every family’s facts are different.

Senior Care Resources is a separate company from Zacharia Frey PLLC. Its Medicaid application services are not legal services, and no attorney-client protection applies to them. When an attorney becomes involved, that is a separate legal representation with the law firm.