Florida Medicaid application services

Florida long-term care Medicaid application services: free Medicaid assessment, document gathering, filing with DCF, and follow-up to a decision. Flat fee of $3,500.

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Medicaid application services

Senior Care Resources prepares, files, and follows through on Florida long-term care Medicaid applications for a nursing home, an assisted living facility, or care at home, for a flat fee of $3,500. We work with families in all 67 Florida counties by phone, video, and secure document upload, and in person from our office in Bonita Springs. The Medicaid assessment is free, and it comes first.

What the fee is, and what it covers

Our fee is a flat $3,500 for one Florida long-term care Medicaid application, from the day you engage us until DCF issues its decision. We publish it so you know it before you call.

It covers:

  • A document checklist built for your situation, and help collecting what is on it. A Florida application needs five years of statements for every account, plus deeds, policies, income letters, and identification.
  • Preparing and filing the application with the Florida Department of Children and Families (DCF) through ACCESS Florida .
  • Acting as the designated representative , so the caseworker's questions come to us.
  • Coordinating the CARES medical assessment with the Florida Department of Elder Affairs.
  • Answering DCF's requests for more information , which come with short deadlines, and tracking the case until there is a decision.
  • Explaining the decision : the patient responsibility amount, and what the annual renewal will ask for.

The fee is a permitted spend-down expense, so in most cases it is paid from money that would otherwise have gone to the facility.

How it works

  1. Free assessment. A short intake form we email you, or a phone call, tells us the applicant's income, assets, marital status, and care setting. A member of our staff reviews it personally. There is no charge and no obligation.
  2. A written summary. We set out where the applicant stands against Florida's 2026 limits ($2,982 a month in income and $2,000 in countable assets for a single applicant) and what the application will require. Where a question needs legal judgment, we say so.
  3. Documents. We give the family a checklist and manage the collection.
  4. Filing. We prepare the application and submit it to DCF.
  5. Follow-up to a decision. We answer DCF's requests and deal with the caseworker so the family does not have to.

The steps are explained in full in how to apply for nursing home Medicaid in Florida .

If the nursing home offers to file for free

Many Florida facilities will submit a Medicaid application at no charge, and for a simple case that can be enough. What a facility generally does is collect documents and send them to DCF. It does not usually review the case for problems first, and its interest is in being paid.

A problem found after filing, such as income over the cap or a gift in the last five years, can mean a denial or a delay, and each month of delay is a month of private-pay bills. Before you accept the offer, ask the facility what happens if the application is denied.

When a case needs an attorney

Some questions are legal questions: whether a Qualified Income Trust is needed and how it is drafted, what to do about a gift or transfer in the last five years, how to protect a spouse's assets, a change to a deed, or an appeal of a denial. Senior Care Resources does not do that work.

It is done by Zacharia Frey PLLC, the elder law firm of our founder, under a separate engagement with its own fee, quoted separately. We tell you up front when we think a case will need it. See do you need a Medicaid lawyer or a Medicaid planner for where the line falls.

Who we are

Senior Care Resources was founded in 2007 by elder law attorney Carl B. Zacharia and has served Florida families since 2025. Read more about Senior Care Resources , or find your part of Florida .

Questions about the fee and the service

How much does Senior Care Resources charge for a Florida Medicaid application?

A flat fee of $3,500 for one Florida long-term care Medicaid application, covering document gathering, preparation, filing with DCF, and follow-up until there is a decision. The Medicaid assessment that comes first is free.

Can the fee be paid from the applicant's own money?

Yes. Florida treats the fee as a permitted spend-down expense, so it can be paid from the applicant's funds before Medicaid begins.

Does the fee include legal work?

No. Senior Care Resources is not a law firm and its services are not legal services. When a case needs legal work, such as a Qualified Income Trust or an appeal, that is a separate engagement with Zacharia Frey PLLC, with its own fee.

Does Senior Care Resources guarantee that the application will be approved?

No, and no one can. The Florida Department of Children and Families (DCF) decides every application. What we do is see that the application is complete, filed correctly, and followed up on, and tell you before filing if we see a problem.

Do I have to live near Bonita Springs to use the service?

No. Florida Medicaid uses one set of rules and one application system statewide, so we work with families in every Florida county by phone, video, and secure document upload. We also meet families in person in Southwest Florida.

Find out where you stand before you apply

We'll email you a short two-page intake form about your family member's care, income, and savings. Once you send it back, a member of our staff reviews it personally and calls you to talk through where things stand and what comes next. Families anywhere in Florida. No cost, no obligation.

Call (239) 977-5175

This page is general information about Florida Medicaid, not legal advice, and nothing here creates an attorney-client relationship. Medicaid rules change and every family’s facts are different.

Senior Care Resources is a separate company from Zacharia Frey PLLC. Its Medicaid application services are not legal services, and no attorney-client protection applies to them. When an attorney becomes involved, that is a separate legal representation with the law firm.