Florida Medicaid help in Miami-Dade and the Florida keys
Medicaid help for nursing home and assisted living care in Miami-Dade and Monroe counties. Founded by an elder law attorney, flat fee $3,500.
Serving Miami-Dade and the Florida Keys
Senior Care Resources helps families in Miami-Dade and Monroe counties qualify for and obtain Florida long-term care Medicaid. Foreign property and pensions come up constantly here, and the Keys' limited facility access is its own issue. We work with Miami-Dade and the Florida Keys families by phone, video, and secure document upload — see what we do for our founding and fee.
Where we serve in Miami-Dade and the Florida keys
Counties: Miami-Dade and Monroe.
Communities include: Miami, Miami Beach, Hialeah, Coral Gables, Kendall, Homestead, Aventura, Doral, Key West, Key Largo, Marathon.
What is different about Miami-Dade and the Florida keys
Miami-Dade applications frequently involve family members abroad, property outside the United States, and income from foreign pensions, all of which Florida Medicaid counts and asks for documentation on. Getting that paperwork translated and organised before filing is usually the longest single step.
More about Miami-Dade and the Florida keys
Miami-Dade's large immigrant and international population means many families here face a wrinkle less common elsewhere in Florida: assets and family ties outside the United States. Florida's Medicaid policy manual is explicit that real property owned in a foreign country is subject to the same eligibility rules and asset limits as domestic property, and applicants must verify its value and ownership. That documentation can be genuinely hard to obtain — foreign deed records, bank statements, or pension paperwork don't always come in the format a Florida caseworker expects, and family members abroad may need to help gather it.
Monroe County and the Florida Keys add a second regional wrinkle: the island chain is connected to the mainland by a single highway, and long-term care facility capacity there is limited compared with mainland Miami-Dade. Families should confirm current facility availability directly rather than assume a nearby option exists, and should be prepared to plan for care on the mainland if needed.
Homeowners should also note that Miami-Dade's homestead property-tax exemption, administered by the county property appraiser, is a separate question from how Medicaid treats a home as an exempt asset.
Local agencies a family here will deal with
- Alliance for Aging : the Aging and Disability Resource Center for Miami-Dade and the Florida Keys — 760 NW 107th Ave., Suite 214, Miami, FL 33172, (305) 670-6500 (or the toll-free helpline, 1-800-963-5337), allianceforaging.org . It screens applicants for the assisted living and home care wait list.
- Department of Elder Affairs, CARES program : makes the medical level-of-care determination. The CARES program — the Department of Elder Affairs' medical-necessity assessment for long-term care Medicaid — is administered separately from the Area Agency on Aging, through its own regional field office. Call the agency below or the Department of Elder Affairs at 850-414-2000 to be connected to the CARES office serving this region.
- Florida Department of Children and Families (DCF) (ACCESS Florida, 1-866-762-2237): takes the financial application. We handle the filing and stay on the case with all three agencies through approval.
The 2026 Florida figures
The income cap is $2,982 a month, the countable asset limit is $2,000 for a single applicant, and a spouse at home keeps up to $162,660 in assets. These figures are the same everywhere in Florida, including in Miami — see the full Florida Medicaid limits guide for the rest of them and how each one works.
How we work with families here
A free screening tells us the applicant's income, assets, and care setting, and we give you a written summary before anything is filed: where the applicant stands against Florida's limits, what the application will require, and which questions need an attorney. From there we gather the documents, file with DCF, coordinate the CARES assessment, and stay on the case until there is a decision. See how the process works and what to expect from the application for the full walkthrough.
Frequently asked questions
My parent owns property or has a pension outside the united states. Does Florida Medicaid count it?
Generally yes — Florida's Medicaid policy manual states that foreign real property is subject to the same eligibility rules as domestic property, with verification of value and ownership required. Foreign bank accounts and pension income are generally treated as countable under the same general rules. Documentation can be genuinely difficult for property or accounts held abroad, so this should be reviewed case by case.
Are there nursing homes in the Florida keys, or does my parent need to relocate to the mainland?
The Keys are a long island chain connected by a single highway, and facility options there are limited compared with mainland Miami-Dade. We check current availability directly rather than assume a nearby option exists, and can help plan for mainland care if that turns out to be necessary.
Which office handles Medicaid applications in Miami-Dade?
There isn't a single named DCF office — Florida's ACCESS system is centralized statewide, through the online MyACCESS portal and phone or mail support. We can handle the filing directly so a specific office visit generally isn't necessary.
My family has relatives abroad who may be involved in my parent's care decisions. Does that complicate the application?
It can add documentation steps — foreign property, accounts, or pension income generally still need to be disclosed regardless of where family members live — but it doesn't change the underlying eligibility rules. We help gather and organize this kind of documentation, which is often the longest single step in a Miami-Dade application.
Does the homestead exemption on my parent's Miami-Dade home affect their Medicaid eligibility?
The homestead property-tax exemption, administered by the Miami-Dade County Property Appraiser, is a separate legal question from how Medicaid treats the home as an exempt asset. Property tax status alone doesn't determine Medicaid treatment — we can walk you through that separately.
Find out where your family stands in Miami-Dade and the Florida keys
We'll email you a short two-page intake form about your family member's care, income, and savings. Once you send it back, a member of our staff reviews it personally and calls you to talk through where things stand and what comes next. Families anywhere in Florida. No cost, no obligation.
Call (239) 977-5175This page is general information about Florida Medicaid, not legal advice, and nothing here creates an attorney-client relationship. Medicaid rules change and every family’s facts are different.
Senior Care Resources is a separate company from Zacharia Frey PLLC. Its Medicaid application services are not legal services, and no attorney-client protection applies to them. When an attorney becomes involved, that is a separate legal representation with the law firm.