Serving Central Florida

Senior Care Resources helps families in Orange, Seminole, Osceola and Brevard counties qualify for and obtain Florida long-term care Medicaid. The Orlando metro paired with the Space Coast — Brevard County skews far older than Orange County, and an out-of-state second home is one of the most common snags here. We work with Central Florida families by phone, video, and secure document upload — see what we do for our founding and fee.

Where we serve in central Florida

Counties: Orange, Seminole, Osceola and Brevard.

Communities include: Orlando, Winter Park, Sanford, Altamonte Springs, Kissimmee, St. Cloud, Melbourne, Palm Bay, Titusville, Cocoa.

What is different about central Florida

Central Florida families often have a parent who moved to the Orlando area to be near children and grandchildren, sometimes with a home still owned in another state. Out-of-state property is a countable asset for Florida Medicaid and one of the most common reasons an application here stalls. It needs to be dealt with before, not after, the application is filed.

More about central Florida

This region covers two genuinely different areas under one agency. Orange and Seminole counties are the Orlando metro core, and a large share of the retirees here relocated specifically to be near adult children and grandchildren rather than for a retirement-community lifestyle. Brevard County, the Space Coast, is different: Census data put 26.5% of its population at 65 or older, nearly double Orange County's 14.3%, the legacy of decades of NASA and aerospace-industry retirees settling along the coast from Titusville through Melbourne and Palm Bay.

A recurring wrinkle here is the parent who moved to be near the grandchildren but still owns a home somewhere else. Whether that property is exempt or countable for Medicaid depends on Florida's homestead rules and the specific facts, not a blanket answer, and it needs to be sorted out before the application goes in rather than after.

Homeowners who have established Florida residency should also confirm their homestead exemption directly with their county property appraiser — Orange, Seminole, and Brevard counties each run their own filing portal — since the exemption and the Save Our Homes assessment cap affect what the home is worth in later asset and estate planning.

Local agencies a family here will deal with

Senior Resource Alliance : the Aging and Disability Resource Center for Central Florida — 3319 Maguire Blvd., Suite 100, Orlando, FL 32803, (407) 514-1800 (or the toll-free helpline, 1-800-963-5337), www.seniorresourcealliance.org/ . It screens applicants for the assisted living and home care wait list.
Department of Elder Affairs, CARES program : makes the medical level-of-care determination. The CARES program — the Department of Elder Affairs' medical-necessity assessment for long-term care Medicaid — is administered separately from the Area Agency on Aging, through its own regional field office. Call the agency below or the Department of Elder Affairs at 850-414-2000 to be connected to the CARES office serving this region.
Florida Department of Children and Families (DCF) (ACCESS Florida, 1-866-762-2237): takes the financial application. We handle the filing and stay on the case with all three agencies through approval.

The 2026 Florida figures

The income cap is $2,982 a month, the countable asset limit is $2,000 for a single applicant, and a spouse at home keeps up to $162,660 in assets. These figures are the same everywhere in Florida, including in Orlando — see the full Florida Medicaid limits guide for the rest of them and how each one works.

How we work with families here

A free screening tells us the applicant's income, assets, and care setting, and we give you a written summary before anything is filed: where the applicant stands against Florida's limits, what the application will require, and which questions need an attorney. From there we gather the documents, file with DCF, coordinate the CARES assessment, and stay on the case until there is a decision. See how the process works and what to expect from the application for the full walkthrough.

Frequently asked questions

Which office handles Medicaid applications for orange, seminole, osceola, or brevard county?

There isn't a single county walk-in office. DCF's ACCESS system is centralized: applications go in online, by mail to the state's processing center, or in person at a Family Resource Center. We can walk you through which method fits your situation.

My parent moved here to be near the grandchildren but still owns a home out of state. Does that affect Medicaid eligibility?

It can, and it's one of the most common reasons an application in this region gets held up. Whether the property counts as an asset depends on facts like whether it's still considered a primary residence and its equity value. This needs individual review before you apply, not after.

Do you work with families on the space coast, not just in orlando?

Yes. Brevard County is part of this same region, served by the Senior Resource Alliance, and covers Melbourne, Palm Bay, Titusville, and the rest of the Space Coast.

Is brevard county different from orange county for Medicaid purposes?

The rules are the same statewide, but the population is different — roughly a quarter of Brevard's residents are 65 or older, close to double the rate in Orange County, a legacy of the area's aerospace-industry retirees. Local senior-living options and facility mix differ accordingly.

How long is the wait for long-term care waiver services in central Florida?

We haven't found a current, published wait-list figure for this region, and won't guess at one. Nursing home Medicaid has no wait list; the at-home and assisted living waiver can. Call the Senior Resource Alliance or us directly for a current answer.

Florida guides

Neighboring regions

Free Medicaid assessment

Find out where your family stands in central Florida

We'll email you a short two-page intake form about your family member's care, income, and savings. Once you send it back, a member of our staff reviews it personally and calls you to talk through where things stand and what comes next. Families anywhere in Florida. No cost, no obligation.

Call (239) 977-5175

This page is general information about Florida Medicaid, not legal advice, and nothing here creates an attorney-client relationship. Medicaid rules change and every family’s facts are different.

Senior Care Resources is a separate company from Zacharia Frey PLLC. Its Medicaid application services are not legal services, and no attorney-client protection applies to them. When an attorney becomes involved, that is a separate legal representation with the law firm.